13 août 2013 ~ 0 Commentaire

www.Tap2Payday.co.uk

www.Tap2Payday.co.uk

When you’re experiencing difficult financial times or an unexpected expense, a payday loan can be a convenient short-term financial solution to your problems. A payday loan gives you quick access to the funds you need for those situations where you just cannot wait until your next pay date. These types of situations happen to all of us, and range from things like an emergency medical visit to an unexpected car repair. When you don’t have the money you need, and your friends and family aren’t in a position to help you, a payday loan can be real lifesaver.

In most cases, getting a payday loan is an easy and convenient process. You can obtain one without the hassle of putting down a deposit, collateral, up-front fees, or even running a credit check. In addition, you can fill out the application online from your home computer.

Here are the most common payday loan application requirements and qualifying criteria for payday lenders:

1. You must be a U.S. citizen. The majority of U.S. based lenders are only licensed to offer their services to U.S. citizens. Some lenders may have authorization to loan to residents outside of the U.S. but it is important that you verify this before proceeding under that assumption.

2. You must be of legal age. Payday loans are governed by contractual agreements that can only be entered into between adults, so you must be at least 18 years of age. Though this sometimes varies among the different states, most minors are not eligible for this type of loan.

3. You must have a regular, reliable source of income. For most people, this means that you must be actively employed on a job for the minimum amount of time. This means you cannot be on the probationary period with a new employer and you cannot be a temporary status employee (i.e. a « temp »). Some lenders will allow you to qualify for a loan if you are receiving pension or retirement benefits. However, in most cases, government aid, such as Temporary Assistance for Needy Families (TANF) and unemployment benefits, will disqualify you.

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