29 juillet 2013 ~ 0 Commentaire



When you think you should have more options than an online cash advance, your credit score accuracy proves to matter. Some people just assume it is good because they make on time payments. If you never check on your credit’s accuracy or what number you have from all three credit bureaus, you may be in for a big surprise. Depending on the credit score for financial opportunities without any maintenance is like planting seeds in your garden and not checking back until you think it is harvest time. You need to tend to your finances which include monitoring what is being reported to the credit bureaus.

Fast money lenders will not look to your credit scores for loan approval. Short-term loans will concentrate on what is happening in your bank account. There are many reasons why your credit score may not matter and using it will only hurt your financial opportunities.

Reasons why your credit scores may not matter:

* Credit score can be low if reports are filed inaccurately. Check the status of your Social Security number on file, the spelling of your name, current address and that the creditors have reported information accurately. Somebody else’s bad debt could have been added to your report with just one error in data being entered.

* Paying bills on time is important, but it is not the only factor in the report. You will want to make sure you understand all the components to a good credit score rating.

* Credit scores or risk scores are not the only factors for lenders. Behavioral scores and custom application scores are also used and these scores are not available to people.

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